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Installment loans and revolving credit are two approaches to borrow, however they work really differently

Installment Loans vs. Revolving Credit It is possible to think about installment loans as an one-time deal permitting one to borrow a collection quantity, whereas revolving credit—including house equity credit lines (HELOC) and credit cards—is more fluid. When you’re authorized for credit cards, for instance, you’re given a borrowing limit that one can continue to [...]